About
This site was created because I was once in thousands of dollars of credit debt and had zero savings, much like most Americans. I credit two things with my current debt free state: changes in spending habits, and an excel spreadsheet my wife, who has a degree in finance, created for me.
BudgetSimple is a free, easy to use online budget for your family. It will help you find out where your money is going, and the best way to cut unnecessary expenses.
BudgetSimple's Budget Blog 
Thank you so much for your site it is such a blessing as a family with a income that changes payday to payday most other budgets I have tryed would not work or were to unflexable.
Just signed up and developed a budget. I am excited about taking charge of my finances. I like the website and will recommend it to others.
how do you handle periodic expenses? For example, I need to budget for a large annual real estate tax payment in December; what is best way to handle the budgeting of this so cash is there when bill comes due?